My daughter was in an accident. She was driving and her boyfriend, (now ex) who was drunk grabbed the wheel and slammed into the car next to them. Does she tell the insurance company that he did this? Will the car and the car she hit be covered if she does?
Answer
Your daughter needs to be honest about what happened. She was negligent and your insurance should cover that. The coverages under your insurance should be in effect. Whether they will cover the damages depends on the extent of damage and the amount of coverage.
Answer
This answer assumes the accident happened in Florida. While your daughter is not under any obligation to volunteer any information, she does have a contractual obligation to cooperate with her own insurance company and to truthfully answer any questions her insurer may have. There is not enough information provided to determine how the insurance coverage issues will ultimately work out. Your daughter should arrange a free consultation with a Florida licensed personal injury attorney.
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