My wages have been garnished twice in one year. Do I have a legal right to a receipt or other proof of debt payment. Signed,"Need to know"...

Question

My wages have been garnished twice in one year. Do I have a legal right to a receipt or other proof of debt payment.

Signed,

"Need to know"

Answer

You do not get receipts in garnishments. Your paycheck, with the missing amount, is your receipt.

Answer

Dear "Need to Know":

You do not get receipts. Its up to you to keep track of any payments on the debt. If amounts are still owed after the garnishment, any judgments bear interest and the judgment will keep on growing if you do not figure out a way to resolve it other than through garnishment.

A more important question that the one you asked is WHY do you allow this to happen?

What are the garnishments for? A judgment of some kind? Child support?

There are restrictions on garnishment. But since you offer no details, I cannot determine if the garnishments were proper or not.

If this is for a credit card debt, often the debt can be resolved, by either a payment arrangement of some kind or resolution of the debt. Failing that, then bankruptcy.

You need to see a lawyer and let him review your situation and advise you. Many lawyers give free bankruptcy consults. You can not only find out about bankruptcy, but the lawyer will review your debts and assets and circumstances and you will know whether bankruptcy or some other means of resolving the debt is the right way to go.