I am currently unemployed and cannot afford my credit card debt. I do receive UI benefits at this time. Can I file for bankruptcy? And if so will it affect a refinance of my mortgage or student loans in the future?
Please advise,
Valerie Ybarra
Answer
If you have limited income, filing bankruptcy is oftentimes the best option. You should have no problem qualifying. As far as obtaining future credit, it all depends on the lender and their requirements. Visit my web site for more information at: nopainbk.com.
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