I work for a bank & was required to go to an offsite event one day. My coworker & I took my car to go. We had taken a large folding table with us and she put it in the back of my suv. On our way back from the event she went to put the table back into my car at which time she hit my car with the table & took off my paint. The damage to my car was checked by a body shop which says it is consistent with damage that would occur from a table being lifted up and hitting my car. The cost to repair would be up to $1000. Is there anything I can do since this was a work related event? My coworker has denied it ever happening yet I heard her hit my car & the trunk has not been used otherwise.
Answer
I doubt that your employer can be held liable based on the given facts. Your potential recourse is (a) to your own insurance company, or (b) your co-worker's insurance, perhaps via a small-claims court suit to establish liability. The problem with using a "work-related event" theory to recover from the employer is that the employer's role in causing the damage to your car is quite remote, in my opinion.
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