I receive a call from a customer service payday loan saying that took a loan out in 2010 for 300 dollars and never pay back they transfer me...

Question

I receive a call from a customer service payday loan saying that took a loan out in 2010 for 300 dollars and never pay back they transfer me to some officer saying if I don't pay back within the hour they will issue a warrant for my arrest i ask the name of the company he didn't want tell me .he new my information and my social

Answer

From the information you have, you likely have a harassment claim against the loan company. You should document any contact you've had with them and speak with an attorney who practices fair debt collection. You may not have to pay any attorneys fees, as debt collection harassment cases often result in the debt collector having to pay the fees. When you explain the contact you've had, try to be as precise as possible, it could be helpful. Good luck to you.